Disaster Assistance Loans are available to assist primary producers with re-establishing normal operations. 

Concessional loans are provided to assist you to re-establish the normal operations of your primary production enterprise by covering costs such as: 

• repairing or replacing damaged plant and equipment 
• repairing or replacing farm buildings 
• purchasing livestock to replace those lost in the disaster event 
• meeting carry-on requirements including: 
  • re-planting, restoring or re-establishing areas affected by the disaster event 
  • sustenance 
  • essential property operations 
  • paying rent and rates

Available funding:

The maximum loan amount is $250,000; and

• the amount available is based on an assessment of an applicant’s financial position, including any amount recovered under an insurance policy; and 
• cannot be more than the amount of the net loss caused by an eligible disaster.

Defined disaster areas

The Minister for Fire and Emergency Services has activated disaster assistance for primary producers for the following events:

Tropical Cyclone Kirrily, associated rainfall and flooding 25 January – 26 February 2024 

• Boulia Shire Council
• Burdekin Shire Council
• Burke Shire Council
• Charters Towers Regional Council
• City of Moreton Bay
• Cloncurry Shire Council
• Doomadgee Aboriginal Shire Council
• Etheridge Shire Council
• Lockyer Valley Regional Council
• McKinlay Shire Council
• Mount Isa City Council
• Richmond Shire Council
• Townsville City Council
• Western Downs Regional Council
• Winton Shire Council

Applications close 31 December 2025.

South East Queensland Severe Storms and Rainfall, 24 December 2023 - 3 January 2024

• City of Gold Coast Council
• Logan City Council
• Scenic Rim Regional Council

Applications close 31 December 2025.

Tropical Cyclone Jasper, associated rainfall and flooding, 13 - 28 December 2023

• Cairns Regional Council
• Cassowary Coast Regional Council
• Cook Shire Council
• Douglas Shire Council
• Hinchinbrook Shire Council
• Hope Vale Aboriginal Shire Council
• Mareeba Shire Council
• Tablelands Regional Council
• Wujal Wujal Aboriginal Shire Council
• Yarrabah Aboriginal Shire Council

Applications close 31 December 2025.

Northern Queensland Bushfires, 18 October - 8 December 2023

• Cook Shire Council
• Flinders Shire Council
• Mareeba Shire Council
• McKinlay Shire Council
• Tablelands Regional Council

Applications close 31 December 2025.

Southern Queensland Fires, 8 September - 7 November 2023

To be eligible for assistance your property must be located in one of the defined disaster areas:

• Bundaberg Regional Council
• Central Highlands Regional Council
• Gladstone Regional Council
• Maranoa Regional Council
• North Burnett Regional Council 
• South Burnett Regional Council
• Southern Downs Regional Council
• Toowoomba Regional Council
• Western Downs Regional Council

Applications close 31 December 2025.

Northern and Central Queensland Monsoon and Flooding, 20 December 2022 - 30 April 2023

To be eligible for assistance your property must be located in one of the defined disaster areas:

• Boulia Shire Council
• Burke Shire Council
• Carpentaria Shire Council
• Cloncurry Shire Council
• Doomadgee Aboriginal Shire Council 
• Mornington Shire Council
• Mount Isa City Council

Applications close 31 December 2024.

How funding can be used

Concessional loans are provided to assist you to re-establish the normal operations of your primary production enterprise by covering costs such as: 

• repairing or replacing damaged plant and equipment 
• repairing or replacing farm buildings 
• purchasing livestock to replace those lost in the disaster event 
• meeting carry-on requirements including: 
  • re-planting, restoring or re-establishing areas affected by the disaster event 
  • sustenance 
  • essential property operations 
  • paying rent and rates

Eligibility criteria:

To be eligible for a loan:

• the applicant must be a primary producer
• the property where the enterprise is carried on has been significantly damaged as direct result of an eligible disaster 
• the property is either: 
  • in the defined disaster area for the disaster; or 
  • the enterprise is an individual disaster-stricken enterprise as a result of the disaster; and
• if the primary production enterprise involves wild-catch fishing:
  • a boat or equipment used in carrying on the enterprise has been lost or significantly damaged as a direct result of the disaster; and 
  • either: 
    • the boat or equipment was in the defined disaster area for disaster; or 
    • the enterprise is an individual disaster-stricken enterprise as a result of the disaster.

To be eligible applicants must also:

• provide adequate security and loans must be secured by: 
  • a mortgage of land and other assets satisfactory to QRIDA; and 
  • any other security considered necessary, for example – a Specific Security Agreement over plant and machinery, crops, livestock or a General Securities Agreement. 
• demonstrate the primary production enterprise will be viable with the assistance given 
• have taken reasonable precautions to avoid or minimise loss or damage from the disaster, for example – adequate insurance 
• have used all liquid assets and all normal credit sources up to normal credit limits (this will be assessed in relation to the expected cost of recovery and projected cash flow shortfalls)
• have not taken excessive risks in carrying on the enterprise.

Please see defined disaster areas above for eligible locations.

• Phone: 1800 623 946
• Email: contact_us@qrida.qld.gov.au